Wealth Management & Investments
Associated Investor Services serves as the artery of the firms many service groups and is dedicated to the creation and conservation of lifetime assets. As a former CPA-turned financial advisor in the 1980s, Paul Vladem is at the forefront of bringing a personalized, diligent, and forward-thinking planning approach to wealth management.
His process incorporates a full financial picture for clients to ensure every facet works in tandem to reach life goals, throughout all stages. Clients can expect every rock to be unturned during the due diligence, including bank accounts, outside investment accounts, retirement plans, insurance, tax returns and beyond.
In regards to investments, Vladem brings a full mix of financial planning, asset allocation, investment selection, systematic rebalancing and tax management.
Vladem’s methodology to financial planning, wealth management and investments is being passed down to many generations to come within the firm.
The process includes the following:
Designing a long-term plan to help grow and distribute your wealth requires a comprehensive review of your financial situation, goals, and objectives.
- Phase 1: Imagining your future sets the stage for an open, often exploratory discussion about what’s important to you and how you’ve managed your financial life in the past. This qualitative review of your financial situation will help us prioritize the goals and objectives we define in the next phase.
- Phase 2: Planning for the future you’ve imagined leads to a more formal, quantitative evaluation of all aspects of your financial life including; personal assets & liabilities, income & expenses, risks potentially impacting your goals, and your investment preferences.
Once we’ve discussed your future and designed a plan, we will begin the implementation and management phases:
- Phase 3: Acting on your plan can vary depending on your current situation, tax implications, the asset management firms we’ve selected, and your priorities. We will deliver a step-by-step action plan to guide you through the process.
- Phase 4: Managing your plan also entails different activities depending on the breadth and depth of your financial situation. We will work with you to outline an ongoing financial management strategy to ensure we’re tracking progress towards your financial plan.
Please contact us to discuss all phases of our process in greater detail. To schedule an appointment please click here.